The VA has changed how they manage the VGLI policies. The previous method was a five year term at the end of which your rate would change as you had crossed a new age bracket. I have documentation of this and it is what the VA handbook says. Now, as you cross an age bracket you will have your rate increased whether you have completed your current term or not. According to the VA report for 2009, there are 432,000 VGLI policies and a good number of them will be affected by this change and not in a good way. If one assumes a perfect statistical distribution of the policies, there are 86,400 policies that will not be impacted, 86,400 policy holders who will pay a higher rate than they should for one year, 86,400 policy holders who will pay a higher rate for two years, 86,400 who will pay a higher rate for three years and 86,400 who will pay a higher rate for four years. This change does not benefit the members who hold these policies. In conversations with the VA I have been completely ignored when I asked for their authority to change the term of a policy. I cannot find any authority there is for this change. My congressional delegation is not interested in looking into this either. The government cannot control the private sector pay but can the military retirees and veterans and this is a case of the government recouping money at the expense of veterans while saying they are holding taxes steady. I have also asked the VFW to look into this and have been ignored by them also. Their comment had something to do about whiners. In other words, they are not interested in helping veterans who are being financially cheated. If anyone else has had this situation occur, please write your congressional delegation and ask they not allow veterans to be cheated in such a manner. We need to stand together as a bloc or more of this will happen as this administration tries to fund programs for people who did not sacrifice as veterans have.