My bank, at my request, was supposed to monitor 1 account because of an unknown transaction done in town while we were traveling out of town for Thanksgiving. They, instead, over the last few days, have frozen/closed ALL our accounts and cards, as I discovered getting gas yesterday. According to their LP/Fraud/Claims person, suspected fraud at Wells Fargo, combined with any dings in account history over time (OD's, etc) can allow them if they want to, to close your accounts. Ive been with them almost 6 years, and yes, Ive OD's sometimes-but WTF?
Anywho-my VA is DD'd to one of those accounts. It was 'pending' yesterday as a deposit, now its just GONE. So...where does it go if it's refused by my bank? Im kind of freaking out here...the whole situation has me really ticked that im bank shopping with no physical money for a deposit 3 weeks before Christmas (WF won't send me any balances until after 10 Business Days).